Banks, credit and financial leverage
Growth requires capital. Different banks price risk differently, and your reputation, income, assets, debt and legal exposure shape every offer.
Last reviewed 2026-07-23
From the live product.
Different lenders
Compare rates, limits, terms, collateral rules and appetite for businesses, vehicles and property.
Credit is earned
Repayment history, cashflow, leverage and account relationships influence future offers.
Debt has consequences
Refinance, negotiate, repay early or face arrears, default procedures and asset recovery.
What you do, step by step.
- 1Shop lenders by district appetite
- 2Collateralise assets carefully
- 3Deploy capital into businesses or vehicles
- 4Service debt before pressure compounds
Decisions become consequences.
- 1Compare lenders
- 2Prepare an application
- 3Use capital to grow
- 4Manage repayments and credit health
- Working-capital facility
- Secured vehicle loan
- Business acquisition finance
- Emergency bridge credit
Know before you enter.
Can I finance a business in THUG?
Yes. Eligible acquisitions can combine your own cash with lender finance, subject to level, affordability and collateral requirements.
Can a loan default?
Yes. Loans have real schedules and consequences; debt is a strategic tool rather than free money.
One connected game.
Living City
Discover THUG's persistent living city, where players, AI crews, businesses, markets and police keep acting while you are away.
Businesses
Crime business simulation in THUG: purchase, staff, inventory, day cycles, family tribute, hidden rooms, due diligence and a secondary resale market.
Heists
Plan multi-stage heists in THUG: gather intel, assign roles, choose approaches, equipment, routes and contingencies—then live with evidence-driven police cases.
Build your first crew
No download required. Create your character and learn the city through guided street-level opening.
Start playing